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I've had to do considerable mental/emotional adjustment to accept my current financial situation. I'm on social security -- only -- which means I'm often leaning on friends' generosity when it comes to recreational activities. I'm really no better off economically than I was in Grad school.

Speaking of grad school, one of the things I noticed was that there was a trend for women to be attracted to men who were ahead of them in the program. (This was only a trend, not a universal fact.) This meant that the guy finished up before she did, and so went out on the job market before her. If he got a job, and they were living together (common) they either have to break up (rare) or she follows along with him, catastrophically harming her own career (can't take classes, can't meet with dissertation adviser, etc.)

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If there's one thing I've learned during my sojourn on this rock, it's that poverty sucks.

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