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One thought about the "3 credits short" photo: Nothing says "I love the flag" than wearing it like shorts and wiping your a$$ on it.

I paid off my student loans 3 times, one for each degree. The last one (I actually do have a Ph.D.; no three credits short there!) was by pure dumb luck. There was a savings account through the previous job I'd worked that I'd completely forgotten about. Otherwise, I've no idea what I'd be doing right now. At the time, you could not collect social security if you had outstanding student loan debt. (That changed somewhere along the way, I believe.)

In any event, even though I do not personally profit from it, I am wildly happy with Biden's move. It just makes sense from a basic economic standpoint. Paying off that debt leaves people in the lower half of the economy with more disposable income which is always a good thing.

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